7 Best Money Making Apps for Your Smartphone

Best Money Making Apps

If you want to earn money in a convenient way, there are numerous apps to consider. You can use your smartphone to complete surveys, find extra work, or sell unwanted items, among other things.






What it does: Ibotta allows you to earn cashback on in-store and online purchases at over 2,000 supported retailers. The initial focus was on groceries, but it has since expanded to include entertainment, clothing and dining out, pet supplies, and a variety of other categories. Some of the offers are product- or retailer-specific, and others are used automatically. If not, you’ll have to do something else, such as watch a movie or fill out a survey.


You can earn cashback in stores in three ways: add offers and upload your receipt into the app after your shopping experience, join your retailer loyalty accounts, or purchase a gift card with Ibotta. The Ibotta app. When you shop online, you use the app or the Ibotta browser extension, which is installed on your computer.


Payment methods include PayPal, digital gift cards, and direct bank transfers.

 Benefits: You’ll get cash back for in-store purchases quickly, usually within 24 hours. Ibotta also offers a new customer incentive, referral bonuses, and a variety of payment options.
The disadvantages: Earning money can be a time-consuming process. To cash out your earned earnings, you must have at least $20 cash back (some gift cards require at least $25). When shopping online, the time it takes to earn cash back varies depending on the retailer.


Download: Android, iOS.



What it does: Rakuten (formerly known as Ebates) offers shoppers up to 40% cashback on purchases made from well-known stores, restaurants, and food delivery services. Customers can also get money back on gift cards, travel, and other purchases. It’s simple: create an account, then select the retailer from the app and complete your purchase through the portal. You can also link a debit or credit card to your Rakuten account to receive cash back at the store if you first enable the offer through the application. When Rakuten confirms your transaction with the merchant, it will credit the cash back to your account. This could take anywhere from a few hours to a few days, according to the website.


Payment methods include PayPal and checks.


Benefits: Because many stores and purchases qualify for cash back, you’re more likely to find good deals wherever you shop. After their first qualifying purchase, new customers can receive a $10 welcome bonus. You may also be eligible for a referral and sign-up bonus.


Cons: As with most cash-back programs, you must spend money to make money. However, you won’t see the money right away; Rakuten makes payments every three months. Furthermore, in order to receive your money, you must have at least 5 cash-backs.


Download: Android, iOS.



What exactly is it? What it does: Swagbucks is a cash-back and rewards program. Swagbucks points, abbreviated “SB,” are earned by shopping, taking polls, surveys, or watching videos, playing games, or performing other tasks. You can either exchange those points for gift cards or receive cash back in your PayPal account. The number of points you earn depends on the project. Surveys, for example, typically cost between 40 and 200 SB points per survey. The minimum balance required to redeem depends on the payment method you choose, but some gift cards are available for as little as 110 SB.


Payment options include a gift card or PayPal.


Benefits Swagbucks offers a wide range of rewards that can be earned, and there is no waiting period before cashing out. Payments are typically received within 10 business days of redemption. In addition, when you join, you can receive 10% off a qualifying $25 purchase.


Cons: It does not pay the same amount, and one SB is only worth about a penny. Because many tasks are only worth pennies, it will take a significant amount of effort and time to earn significant cash. Furthermore, you may not be eligible for every task or survey. Many users claim that they were removed from surveys during the process. According to Swagbucks, this could be due to population demographics or untruthful or untrue responses.


Download: Android, iOS.



What it does: Fiverr is a freelancing marketplace with over 200 categories, including programming, animation, and video. To begin, create an account and then customize your profile to be a “seller,” emphasizing your expertise. Advertise your gig, including pricing and a description of your service. Customers, also known as “buyers,” can make purchases by clicking through. You will be paid once you have completed your task. Fiverr assigns seller levels based on the seller’s performance. As you progress through the levels, you will be able to offer more “extras,” such as expedited delivery.


Methods of payment include PayPal, direct deposit into a bank account, or credit to a Fiverr Card (a prepay card). The minimum withdrawal amount varies, and depending on the method you choose, you may be charged a withdrawal fee.


Benefits: You won’t have to worry about finding buyers because they will come to you. You can also earn tips.


Cons: Fiverr will deduct 20% of your earnings for each gig, including tips. There is also a 14-day average wait time for withdrawal of funds after your order has been completed (top-tier sellers must wait seven days before funds are withdrawn).


Download: Android, iOS.



What it is The Upwork platform connects freelancers with market opportunities in design, writing, marketing, and other fields. You’ll start by creating a profile. It should include information such as the field of interest, as well as your experience, availability, and preferred rate. Then you can make proposals. Customers will assess them and recommend projects if they appear to be a good fit.


Each month starts with a set number of “Connects,” which are similar to credits that allow you to contact potential clients. You can earn or pay a small fee to earn more Connects, but you will never be charged if clients call you. You could be paid by the hour or by the project.


Payments: Direct payment to a U.S. bank, direct payment to your bank account, wire transfer Instant Pay PayPal, Payoneer, and PayPal Certain payment methods are subject to fees, so visit Upwork for more information.


Pros: Upwork simplifies the process of finding clients, building relationships, and receiving payment. Upwork also allows you to set your own rate and set your own schedule.


Pros: Although the app is completely free to download, contacting a large number of customers costs money. Users are also charged a fee for using the service. Upwork takes anywhere from 5% to 20% of your earnings, depending on how much you charge a client. The more you earn as a result, the more you keep. However, you will not be paid for up to 10 days after the billing period has ended. Also, keep in mind that you will be competing with other freelancers on this platform. As a result, clients may prefer those with lower prices.


Download: Android, iOS.



What it does is this: OfferUp, which will be combined with rival Letgo and launched in 2020, serves as a local market where you can sell your products. If you want to reach a larger audience, OfferUp also offers free shipping within the continental United States. Create an account and upload a photo of your phone, vehicle, sofa, car, or whatever you’re selling. You’ll be able to publish your listing and communicate with buyers directly through the application once you’ve added an image, title, description, and price. After that, you can ship it to the buyer or schedule an appointment with him.


Method of payment: cash or deposit on a debit card or bank account.


Pros: Listing your business is quick and easy, and you’ll be paid in cash immediately after the sale. You can also look up reviews and ratings of previous buyers to determine their level of trust. If you ship your item to a buyer, they pay the shipping costs and OfferUp provides you with the label.


Cons: You are responsible for meeting buyers in person and managing transactions locally. When shipping, sellers must pay an additional 12.9 percent service charge of at least $1.99.


Download: Android, iOS.



How it works: The Poshmark app is specifically designed to sell clothing, accessories, and home décor. After signing up, you can take or upload photos of your items, write a description, set a price, and post the item. Products can also be featured in Poshmark’s “Posh Parties,” which are virtual shopping events centered on specific themes, categories, and brands. Following your purchase, Poshmark will email you a prepaid shipping label. The parcel can then be shipped.


Payment Method: Direct deposit or check into a bank account.


The benefits: Poshmark assists with the entire process, beginning with selling and ending with shipping. Furthermore, you are not required to meet with strangers in order to close a deal. Poshmark will handle lost packages and resolve disputes with purchasers. The payment process is also relatively quick. Poshmark will pay you within three business days of receiving your purchase.


Cons: You must pay an additional fee to sell on Poshmark. The company charges a $2.95 commission on sales under $15 and a 20% commission on sales of $15 or more.



Download: Android, iOS.


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